Mortgage Rate Notice provides a Free interest rate notification service for purchasing and refinancing real estate.
Here is how our program works: It's as easy as 1, 2, 3.
1. Pick your target interest rate.
2. Select how you want to be notified. Either by email or phone call or both.
3. We monitor the current interest rates on mortgages for you and send you a notice when your target has been met.
That's it, very simple and straight forward and no hassles.
We will only contact you when your target rate has been reached.
No obligations or commitments.
For new financing or for refinancing.
Top Reasons to Purchase a Home Now
It Is A Buyers Market..
Large inventory of available homes.
Historically low mortgage rates.
$8000 First Time Buyer Credit.
Mortgage interest is Tax deduct able.
Home values have come down so much.
When the market rebounds and values go back up you will build equity.
Owning a home give you a sense of community.
Top Reasons to Refinance Now
Mortgage Rates are at historic lows.
Exchange an Adjustable Rate Mortgage(ARM) to a Fixed.
Lower your monthly payment.
Getting equity (cash-out) out of your property.
Removing the PMI from your mortgage.
Consolidate a 1st and 2nd to only 1 loan.
Shorten the term from a 30 year to a 15 year.
Have you been Pre Approved yet?
If you haven’t been pre approved yet, we highly suggest that you do. That way when your target rate has been reached you can act fast and lock it in.
By obtaining a pre approval ahead of time you know that there will be no surprises or delays when the time comes to lock and close the loan.
Grove Mortgage can Pre Approve you today!
Have a Question? Ask a Mortgage Broker.
What are the closing costs involved in mortgage financing and refinancing?
Generally costs between 3% and 6% of the loans principal.
Closing costs can be divided into three main categories:
Lender fees: Fees can include origination, points, application, credit report, and appraisal.
Third-party fees: These fees vary by state and the actual company you select to close your loan. They can include fees for closing, title exam, title insurance, and recording.
Pre-paid items: These are items collected at the time of closing but are not really considered costs. They include items you pay whether or not you refinance (for example, interest, taxes, and hazard insurance).
When trying to figure what all the closing cost are going to be, it is best to obtain a
Good Faith Estimate (GFE) from your Mortgage Broker. That way you can see a breakdown of all the fees that are being charged.
For Information on VA Loans please see VA-LOANS.US .
Texas VA Loans